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Accounts  Premium Checking Value Checking Basic Checking
Minimum Opening Deposit $100 $100 $100
Online Banking & Bill Pay* Yes Yes Yes
Mobile Banking & Remote Deposit** Yes Yes Yes
Debit Card Yes Yes Yes
Overdraft Privilege*** $800 Overdraft Privilege $800 Overdraft Privilege $800 Overdraft Privilege
BaZing Savings Yes Yes Limited Access
Cell Phone Protection¹ ² Yes Yes N/A
Identity Theft Protection¹ ² Yes Yes N/A
Roadside Assistance Yes Yes N/A
Travel Accidental Death Coverage2 Yes Yes N/A
Pharmacy, Vision, and Hearing Savings Yes Yes N/A
Earn Interest on Your Balance Yes N/A N/A
Maintenance Charge Maintain a $1,000 minimum balance, and we will waive the $7 monthly fee. Only $5 per month. $0 if you choose to have an E-Statement. $3 fee for paper statement.

*Normal fee of $4.95 waived with two transactions per month.
**$0.25 convenience fee applies on all deposit items (Subject to remote deposit approval).
*** See bank for overdraft privilege policy for account eligibility (normal NSF/Overdraft fees apply).
Do you maintain a minimum balance of $1,000 in your account?

  • $100.00 Minimum Opening Deposit
  • Maintain a $1,000 minimum balance and we will waive the $7 monthly fee
  • Unlimited Check Writing
  • Online Internet Banking
  • Online Checkfree™ Bill Pay
    • Normal fee of $4.95 waived with two transactions per month
  • Mobile Banking (Data charges from your mobile carrier may apply).
  •  Remote Deposit
    • $0.25 convenience fee applies on all deposit items (Subject to remote deposit approval)
  • $800 Overdraft Privilege
    • See bank overdraft privilege policy for account eligibility (normal NSF/Overdraft fees apply).
  • 24 Hour Xpress Phone Banking
  • Free E-statements – Paper Statement with images is $3.00
  • Shop local and national with BaZing Savings on deals that will save you money on shopping, dining, travel and more
  • Cell Phone Protection(₁,₂) - Receive up to $200.00 per claim ($400 per year) if your cell phone is broken or stolen
  • Roadside Assistance Available 24/7 and free to use, up to $80.00 in service charges
  • Identity Theft Protection(₁,₂) - Includes payment card protection, $2,500 in personal identity protection and identity theft aid
  • $10,000 Travel Accidental Death Coverage₂
  • Pharmacy, Vision and Hearing savings – Save money on prescriptions, eye exams, frames, lenses and hearing service
  • Earn interest on the average monthly collected balance if it is greater than $1,000
Account powered by BaZing?
See BaZing.COM for activation, Download the BaZing mobile app

¹Cell phone protection and personal identity protection are subject to additional terms and conditions.
²Insurance products are not a deposit, not FDIC insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency.

Do you have a cell phone or look for deals when you shop?

  • $100.00 Minimum Opening Deposit
  • No Minimum Balance required to maintain account
  • Unlimited Check Writing
  • Online Internet Banking
  • Online Checkfree™ Bill Pay
    • Normal fee of $4.95 waived with two transactions per month
  • Mobile Banking (Data charges from your mobile carrier may apply)
  • Remote Deposit 
    • .25 convenience fee applies on all deposit items (Subject to remote deposit approval)
  • $800 Overdraft Privilege
    • See bank overdraft privilege policy for account eligibility (normal NSF/Overdraft fees apply)
  • 24 Hour Xpress Phone Banking (417-682-2265)
  • Free E-statements – Paper Statement with images is $3.00
  • Shop local and national with BaZing Savings on deals that will save you money on shopping, dining, travel and more
  • Cell Phone Protection(₁,₂) - Receive up to $200.00 per claim ($400 per year) if your cell phone is broken or stolen
  • Identity Theft Protection(₁,₂) - Includes payment card protection, $2,500 in personal identity protection and identity theft aid
  • Roadside Assistance Available 24/7 and free to use, up to $80.00 in service charges
  • $10,000 Travel Accidental Death Coverage₂
  • Pharmacy, Vision and Hearing savings – Save money on prescriptions, eye exams, frames, lenses and hearing service
Account powered by BaZing?
See BaZing.COM for activation, Download the BaZing mobile app

¹Cell phone protection and personal identity protection are subject to additional terms and conditions.
²Insurance products are not a deposit, not FDIC insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency.

Do you want a low cost account with basic benefits?

  • $100.00 Minimum Opening Deposit
  • No Minimum Balance required to maintain account
  • Unlimited Check Writing
  • Online Internet Banking
  • Online Checkfree™ Bill Pay
    • Normal fee of $4.95 waived with two transactions per month
  • Mobile Banking (Data charges from your mobile carrier may apply)
  • Remote Deposit
    • .25 convenience fee applies on all deposit items (Subject to remote deposit approval)
  • $800 Overdraft Privilege
    • See bank overdraft privilege policy for account eligibility (normal NSF/Overdraft fees apply).
  • 24 Hour Xpress Phone Banking (417-682-2265)
  • Free E-statements – Paper Statement with images is $3.00
  • Limited access to BaZing Savings with 3 free deals from local merchants to save you money on shopping, dining, travel and more.
Account powered by BaZing:
See BaZing.COM for activation, Download the BaZing mobile app.









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Savings & Money Market

Grow your nest egg with our dedicated savings options. 


Reach your financial goals faster with our specialized Savings and Money Market accounts.